The Economy of Caregiving · The Caregiving Years Training Academy
The Economy of Caregiving · A New Series

What Caregiving Costs
Our Communities

When family caregivers and carees step away from community life, a hidden economic toll accumulates — one that most communities have never measured. Until now.

After my parents died, I went back out into the world. I traveled to conferences, shopped at stores, and spent money at restaurants. I did what I had stopped doing when my caregiving experience intensified — I stopped spending money.

I know I'm not alone in this experience. When a caregiving situation begins, at least two individuals step back from our communities — the caree and the family caregiver. My parents had been wonderful contributors to local, regional, and national economies until their illnesses and declines kept them home.

We often look to the cost to the health care system, and importantly, to the family caregiver. But it's equally important to measure the impact on the economy of our local communities. The math tells a significant story.

And the impact extends beyond economics. When a crisis strikes — a severe storm, a flood, a power outage — family caregivers and carees are among the most vulnerable and the least prepared. A community with Certified Caregiving Consultants™ has a resource others don't: trained professionals who can facilitate Family Emergency Planning sessions, helping households create written plans before disaster strikes. Prepared families make more resilient communities.

15%
of any community may be in a caregiving situation at any time
2
people step back for every caregiving situation — the caregiver and the caree
5%
of families can afford private home care, leaving the rest without support
$1.2M
monthly loss in a community of 100,000 at just $20/week per caregiver
Your Experience Matters

Has caregiving changed how you spend?

The numbers in this calculator are built on research — but the real story lives in your experience. Whether you stopped going out, skipped the haircut, or let the gym membership lapse, what happened to your spending when caregiving began?

Takes about 3 minutes. Your answers help shape the picture for every family caregiver who comes after you.

Share your experience →

Anonymous · 3 minutes · Your story is heard

The Framework

The Math Behind the Disconnect

A straightforward calculation reveals a staggering community-level cost that accumulates quietly, month after month, year after year.

Research estimates that 1 in 4 people provide care; we're taking a conservative approach to that number. In a community of 100,000 residents, roughly 15,000 may be navigating a caregiving situation. If each family caregiver who once spent just $20 per week visiting local restaurants and shops stops spending, then:

The monthly cost to the community: $1,200,000

15,000 caregivers × $20 × 4 weeks = $1,200,000 per month. That's $14.4 million annually — and this is a conservative estimate.

This spending doesn't simply pivot to other services. Home care — often the only alternative — is out of reach for the vast majority of families. A home care executive recently noted that he knows he's providing services only 5% of families can afford. The rest go without, which keeps them further disconnected from their communities.

The result: family caregivers are in their homes, working around the clock, unable to participate in the business, social, and religious life of their communities. And alongside each one is a caree who has also stepped back — multiplying the impact.

Without support — the current reality
Community · Business · Social · Religious caree family caregiver $
With support — what becomes possible
Community · Business · Social · Religious caree family caregiver $
Interactive Tool

Calculate Your Community's Impact

Adjust the sliders to reflect your community's size and circumstances. Toggle between the current reality and what becomes possible when caregiving support is in place.

Community Caregiving Economic Calculator

All calculations occur in your browser. Use real figures or estimates — either way, the pattern is clear.

Your community
100,000
15%
$20
5 yrs
25%
Family caregivers affected
15,000
Monthly loss
$1,200,000
Annual loss
$14,400,000
Over duration
$72,000,000

Cumulative economic impact

Cost of disconnection
Recoverable with support

Community participation drop

Before caregiving
During caregiving
Framework developed by Denise M. Brown · The Caregiving Years Training Academy · Read the original essay
Save and share your results Enter your details to download or email your community's report.

Download opens a print dialog — choose "Save as PDF." Email opens your email client with your numbers pre-filled. Your information is used only to send you your report and is never sold.

The Solution

The ROI of a Certified Caregiving Consultant™

A Certified Caregiving Consultant™ (CCC) is trained to support family caregivers through every stage of the experience. See what one CCC — or a team of CCCs — returns to your community across three streams of measurable value.

CCC Community ROI Calculator

Adjust the inputs to reflect your community. The investment is $3,000 per CCC (Bronze certification, effective May 1, 2026).

Your community
1
150
Via one-on-one sessions, group coaching, support groups & community events. 150 is a conservative estimate.
$10
60%
$65,000
Total CCC training investment
$3,000
$3,000 per CCC · Bronze certification · May 1, 2026
Community value generated
$
Economic
Spending returned to community
—
Caregivers supported × restored weekly spending × 52 weeks · Based on 150 family caregivers per CCC (conservative)
+
Healthcare
Cost avoidance per year
—
Reduced ER visits & delayed institutionalization · est. $3,500 saved per caregiver supported (AARP/NAC research)
▲
Workforce
Employer savings retained
—
Caregivers who stay employed × 33% of salary (cost of turnover replacement, absenteeism, reduced productivity)
◈
Community preparedness
Family Emergency Planning value
—
Households with a written emergency plan are far less likely to require rescue, emergency shelter, or hospital surge capacity during weather events · est. $1,200 in avoided emergency response cost per household planned (FEMA research) · Free monthly planning sessions available
Total community value—
Total CCC investment$3,000
Return on investment—
What's Next

Continue the Conversation

The numbers are a starting point. The real work is building communities that bring family caregivers and carees back in.

The investment case

What It Costs to Invest in Family Caregivers

Three programs, less than $1,000 per caregiver. Backed by peer-reviewed research published in JAMDA.

Emergency planning · CCC coaching · Services grant
See the investment case →
Family caregiver value

What Your Caregiving Saves the System

Family caregivers provide more than $1 trillion in unpaid care every year. See what your hours are worth — valued at professional market rates for your most demanding work.

19 types of care · Annual & lifetime value · Live global tally
Calculate your value →
Workforce policy

The Home Health Aide Housing Stipend

One stipend. Three beneficiaries. The case for helping aides live where they work.

Turnover · Reliability · ER avoidance · Local economy
See the housing case →
Transportation policy

The Hidden Transit System

When public transportation fails, family caregivers become the default — absorbing costs in time, work, and health that no one is measuring.

Caregiver time · Employer cost · Health system · Caree isolation
See the transit case →
New series · Starting April 5

The Economy of Caregiving

Denise M. Brown explores the full economic picture of caregiving — for families, communities, employers, and healthcare systems.

Free to subscribe · Series begins April 5
Subscribe to read the series →
Presentation archive

The Future of Caregiving: How Will We Care?

Denise M. Brown considers the future of personal caregiving — the shortage of help, the rising costs, and how family caregivers will continue to care, work, and manage their own needs.

Full presentation · Watch anytime
Watch the presentation →
"Our caregiving experiences can be detrimental to our well-being and financial security. And our caregiving experience puts the financial well-being of our communities at risk as well."

— Denise M. Brown, The Caregiving Years Training Academy

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